humility

Phonetic: " Leen blee se'oo'da ve'hash'kem blee chov. "

Translation: Sleep with no meal and wake up with no debt.

Meaning:

The way of humility is our subject matter.
Practicing humility in our daily life regarding our dealings with friends, business associates and family members would lead to life of profoundness and simplicity - no debt attached!
The word 'meal' in this phrase stands for any materialistic benefit - food, money or anything alike - and even having someone else bother for us and go out of his way by work and effort.
In addition, humility can be regarded as a tool towards 'low over head expenses'. The lower our (materialistic) demands from life - the higher our chances for life with no debts!